Whether you are looking to hire a funeral home to conduct the funeral services of a loved one or to perform the final arrangements for yourself, it’s essential to know what sets one funeral home apart from the rest.
In this article, you will learn the difference between direct burial and cremation. You will also learn about the different services offered by a funeral home, as well as the primary and final fees associated with each.
Basic services fee
Depending on the funeral home’s location, the Basic Services Fee may vary funeral home las cruces. Some funeral homes will charge a flat rate for this fee, while others will charge a higher rate for each service.
Generally, the Basic Services Fee covers basic costs for staff, equipment, and facilities. It also includes transportation to the funeral home and cemetery. The fee may also include the costs of a casket. In addition to the Basic Services Fee, the funeral home may charge additional service fees. These services can include embalming, cosmetic reconstruction, or other services.
The funeral home must give consumers a written price list. It must also show prices for goods and services. The Federal Trade Commission regulates this list. In addition, the New York State Dept. of Health requires certain disclosures to be made on funeral providers’ general price lists.
Direct burial vs. direct cremation
Compared to a traditional funeral, direct burial is a far cheaper and less stressful option. You can save your family a large amount of money while ensuring that your loved one’s final journey is memorable.
Direct burial requires a minimum amount of preparation and effort. In most cases, your family will still receive funeral home services. You can even arrange a memorial service later on if you choose to.
Direct cremation is another option that saves families thousands of dollars. During the cremation process, the body is exposed to high heat until it becomes ash. This process occurs in a few days instead of weeks or months.
You will also be able to skip the embalming process. You may even be able to get your loved one’s remains to take with you when you move.
Putting money aside for a funeral is a great way to plan for the future. It can ease the burden on surviving family members. Pre-paying for funerals can also help you manage your assets.
Funeral homes can offer you a Pre-Need Agreement (PNA), which is a legal document that addresses final expenses. You may also want to consider setting aside funds in a funeral trust, which offers more flexibility than direct payment.
A Pre-Need Agreement is a legal contract that guarantees the price of funeral services and funeral home merchandise, not to exceed a specified amount in a trust account. A pre-need insurance policy is also an option.
The best way to determine whether or not you should pre-pay is to research the options available. You may be able to pay in cash or in installments. Also, you may want to check with a local consumer group to learn more about the different funeral homes in your area.
Prepaid vs. preplanned
Buying a prepaid funeral plan is a great way to take control of your final arrangements. You will get peace of mind, and your family will be relieved of the stress of paying for your funeral. But before you go out and buy one, consider the pros and cons.
First, you will have to talk to your loved ones about your final wishes. They may want to have a traditional memorial service or a unique ceremony. Depending on your preferences, your funeral director can suggest the type of service you want.
Second, you will want to make sure your family can choose the cemetery and flowers you want. Some funeral homes charge extra for this option. You may also have to pay an administrative fee for transferring your plan.